Medical Aids Offered
Medical aid options on offer
We choose to work exclusively with Discovery Health, Momentum Health, and CompCare Medical Scheme because they consistently deliver exceptional value, reliability, and service to our clients. These three medical schemes offer comprehensive benefits, innovative wellness programs, and flexible options that cater to a wide range of needs and budgets. By focusing on trusted, proven providers, we ensure our clients receive the best possible cover, backed by financial stability, strong hospital networks, and outstanding member support, giving you complete confidence in your healthcare choices.
Discovery Health
Discovery Health Medical Scheme is the largest open medical aid scheme in South Africa, boasting over 2.8 million members. Established in 1992, this medical aid provider is one of four businesses held by Discovery, which is a JSE-listed company. It has a global credit rating of AAA.
Who should use this provider?
Discovery Health provides an excellent range of medical aid plans to cover the full spectrum of client needs, from affordable but basic hospital plans to comprehensive, executive packages.
Discovery Health options are ideal for corporate groups, families, professionals and is affordable, comprehensive health cover. They’re also recommended for those on chronic medication or in need of specialised medical care.
Discovery Health medical aid special benefits
- Discovery Health medical aid special benefits
Annual increases to member contributions are consistently lower than the industry average. - No limits apply for hospital cover on any Discovery Health plan.
- All members have unrestricted access to oncology, renal and HIV management programs.
- Discovery’s popular Vitality wellness programme offers attractive rewards and discounts.
Discovery Health brochures
Momentum Health
Administered by Momentum Medical Scheme Administrators (part of the MMI Group (Pty) Ltd), Momentum Health is a medical scheme that ranks amongst the top three largest open schemes in South Africa, covering more than 130 000 families.
With a solvency ratio in excess of 31%, the Scheme is very sustainable and well positioned to look after its members’ needs – now and into the future. This favourable outlook is supported by independent Global Credit Rating which afforded the Scheme an AA rating
Who should use this provider?
With options tailored to varying needs and the opportunity to save on contributions through unique features like Provider Choice, Momentum Health truly speaks to every corporate and individual’s needs and is a level of affordability. Its philosophy further supports the notion that prevention is better than cure and its Health Platform benefits enable members to have screening tests and check-ups to help prevent and/or identify potentially serious conditions early, thereby promoting quicker intervention and better prognosis.
Momentum medical scheme special benefits
- You can save up to 35% on your contribution
- You qualify for a free annual health assessment
- You enjoy free preventative care through Momentum’s Health Platform benefit, which includes pregnancy scans for a growing family
- Momentum’s HealthSaver lets you make provision for medical expenses not covered by your option
- You enjoy instant access to emergency numbers, your member details, claim statements and more through your mobile phone
- You can earn up to R5 400 in HealthReturns per year from Momentum, as well as additional specialist cover and extra GP visits
- You have access to great discounts from Multiply, Momentum’s wellness and rewards programme.
Momentum medical scheme brochures
Momentum medical scheme application forms
Momentum Health 4 me Insurance brochures
Momentum Health 4 me Insurance application forms
Compcare Medical Scheme
CompCare Medical Scheme is a South African medical scheme that has been operating for over 40 years and is Adminisrered by Universal Healthcare who also administrate large closed schemes such as Massmart and Old Mutual to name a few. CompCare is a credible, relatively modern medical scheme in South Africa with a good mix of digital tools, wellness focus and broad benefit options.
Who should use this provider?
It could be a particularly good fit if you’re looking for:
- A scheme oriented to younger or tech-savvy users
- A wellness-and-prevention oriented approach, not just “emergency cover”
Affordable entry level options with basic cover that can scale down costs.
CompCare medical scheme special benefits
- They provide a variety of benefit options: for individuals, couples, young adults, families and employer groups.
- Strong digital/tech focus: e.g., the “uHealthCheck” AI-driven health checker via their app, virtual doctor consultations, nurse chat support.
- Preventive care & wellness focus: many plans include screening programmes, wellness benefits, special bundles (kids, women, men, emotional wellness) paid from risk so they don’t eat into day-to-day benefits. Entry-level digital plan: They launched a plan called “DigiCare” aimed at young single adults, affordable, digital onboarding.
- Unlimited hospital cover (for certain options) and access to private hospital networks. For example, one family plan shows unlimited private hospital cover in its description.
- Travel/International cover: Some benefits allow for emergency medical cover when traveling abroad and have travel benefits.
CompCare medical scheme brochures
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Gap Cover Insurance
If you do not currently have gap cover insurance in place, please note that Medical Scheme membership does not ensure that members will be fully covered for in hospital procedures. It is likely that contracted specialists will charge more than what the medical scheme is prepared to pay resulting in shortfalls for the member’s own account.
Spiraling healthcare costs leave consumers exposed to out-of-pocket hospitalization expenses not fully covered by the scheme rate pertaining to their Medical Scheme option.
Gap cover insurance is an affordable and essential solution.
Some of the features and benefits of our product solution include:
- In-hospital Medical Practitioner costs cover up to 500% of the Medical Scheme rate as medical schemes generally only pay up to 100% of the scheme rate.
- Co-payment cover (if selected)
- Penalty co-payments if using a hospital out of your allocated network
- Medical Aid Scheme premium waiver benefit
- Body repatriation benefit
- Trauma counselling benefit
- Hijack benefit
- Internal prosthesis benefit
- Extended Cancer and Dialysis benefit
- Out-Of-Hospital MRI/CT scans (if Co-payment cover is selected)
- Casualty/ Emergency Room benefit
- Cataract benefit
- Preventative care benefit
Get expert advice and find
the right cover today.